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	<title>The American Education Institute</title>
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	<description>Courses in Real Estate, Mortgage Finance, Appraisal, Home Inspection and Insurance</description>
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		<title>HOW TO COME AWAY FROM A CLOSING WITH CASH &#8211; METHOD #2</title>
		<link>http://www.amedinstitute.com/2010/04/27/how-to-come-away-from-a-closing-with-cash-method-2/</link>
		<comments>http://www.amedinstitute.com/2010/04/27/how-to-come-away-from-a-closing-with-cash-method-2/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 14:37:21 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=903</guid>
		<description><![CDATA[OPPORTUNITIES WITH BANK FORECLOSURES The example that follows actually illustrates a combination of two creative financing techniques which can sometimes put cash in the buyer&#8217;s pocket at closing.  The first technique (described elsewhere in this text) consists of buying bank-foreclosed properties (called REOs  or  &#8220;Real Estate owned&#8221;)  at a discount and the second technique is [...]]]></description>
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		<title>HOW TO COME AWAY FROM A CLOSING WITH CASH &#8211; METHOD # 1</title>
		<link>http://www.amedinstitute.com/2010/04/04/how-to-come-away-from-a-closing-with-cash-method-1/</link>
		<comments>http://www.amedinstitute.com/2010/04/04/how-to-come-away-from-a-closing-with-cash-method-1/#comments</comments>
		<pubDate>Sun, 04 Apr 2010 14:12:38 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=886</guid>
		<description><![CDATA[TO BEGIN How is it possible to come away from a real estate closing with more money in your pocket than you went in with?  Similarly, how can you buy a property for cash &#8212; if that is the only way an owner will sell it &#8212; if you don&#8217;t have any cash?  how is [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>MORE ADVANCED WAYS TO BUY REAL ESTATE WITH NOTHING &#8211; METHOD # 20</title>
		<link>http://www.amedinstitute.com/2010/03/28/more-advanced-ways-to-buy-real-estate-with-nothing-method-20/</link>
		<comments>http://www.amedinstitute.com/2010/03/28/more-advanced-ways-to-buy-real-estate-with-nothing-method-20/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 17:32:04 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=884</guid>
		<description><![CDATA[BUY BY DEFERRING SOME PORTION OF THE PURCHASE PRICE Sometimes, in some highly, competitive areas of the country, prevailing prices and rents for real estate are such that it might seem impossible to break even or achieve a positive cash flow.  But this problem can be overcome sometimes by negotiating no-or low-interest financing on the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MORE ADVANCED WAYS OF BUYING REAL ESTATE WITH NOTHING &#8211; METHOD #19</title>
		<link>http://www.amedinstitute.com/2010/03/21/more-advanced-ways-of-buying-real-estate-with-nothing-method-19/</link>
		<comments>http://www.amedinstitute.com/2010/03/21/more-advanced-ways-of-buying-real-estate-with-nothing-method-19/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 15:50:55 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=880</guid>
		<description><![CDATA[ENTER A PURCHASE OR LAND CONTRACT AGREEMENT TO BUY PROPERTY. What this boils down to is an installment agreement similar to the types of installment financing you might use in buying most any valuable item at retail.  It is fairly common in some states, but almost completely unknown in others.  It is commonly called a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MORE ADVANCED WAYS OF BUYING REAL ESTATE WITH NOTHING &#8211; METHOD #18</title>
		<link>http://www.amedinstitute.com/2010/02/26/more-advanced-ways-of-buying-real-estate-with-nothing-method-18/</link>
		<comments>http://www.amedinstitute.com/2010/02/26/more-advanced-ways-of-buying-real-estate-with-nothing-method-18/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 13:23:21 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=877</guid>
		<description><![CDATA[USE DISCOUNTED BONDS. This and the following three methods are further derivations based on seller financing.  Using discounted bonds, the first of the three, is a relatively simple method, but it also has probably the greatest potential. Most likely, some collateral will usually be required whenever a seller helps finance a property.  Usually, of course, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MORE ADVANCED WAYS OF BUYING REAL ESTATE WITH NOTHING &#8211; METHOD #17</title>
		<link>http://www.amedinstitute.com/2010/02/17/more-advanced-ways-of-buying-real-estate-with-nothing-method-17/</link>
		<comments>http://www.amedinstitute.com/2010/02/17/more-advanced-ways-of-buying-real-estate-with-nothing-method-17/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 16:47:16 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=873</guid>
		<description><![CDATA[TO BEGIN You should reread all of the other 16 methods presented in this text and make sure that you&#8217;re familiar with all 16 methods.  the following text builds upon that material and also points to some governmental programs that are available in the United States which might well be used to help you make [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>ADVANCED WAYS TO BUY REAL ESTATE WITH NOTHING &#8211; METHOD #16</title>
		<link>http://www.amedinstitute.com/2010/02/12/advanced-ways-to-buy-real-estate-with-nothing-method-16/</link>
		<comments>http://www.amedinstitute.com/2010/02/12/advanced-ways-to-buy-real-estate-with-nothing-method-16/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 23:08:18 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=871</guid>
		<description><![CDATA[USE FEDERAL HOUSING AUTHORITY LOAN NO. 203 (B). As a professional investor in real estate, you may or may not be able to qualify for a government loan to help finance a property purchase. If you can qualify, of course, you&#8217;ll receive the advantages of low interest rates coupled with generally lenient terms and extended [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ADVANCED WAYS TO BUY REAL ESTATE WITH NOTHING &#8211; METHOD #15</title>
		<link>http://www.amedinstitute.com/2010/02/09/advanced-ways-to-buy-real-estate-with-nothing-method-15/</link>
		<comments>http://www.amedinstitute.com/2010/02/09/advanced-ways-to-buy-real-estate-with-nothing-method-15/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 15:35:21 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=852</guid>
		<description><![CDATA[MAKE A LIFE INSURANCE POLICY LOAN. An amazing fact of modern life is that it is possible to borrow against a life insurance policy on fairly short notice in order to come up with additional cash. Things to note about this fact include:  1) the value of a whole life policy earns a very low [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ADVANCED WAYS TO BUY REAL ESTATE WITH NOTHING &#8211; METHOD # 14</title>
		<link>http://www.amedinstitute.com/2010/02/05/advanced-ways-to-buy-real-estate-with-nothing-method-14/</link>
		<comments>http://www.amedinstitute.com/2010/02/05/advanced-ways-to-buy-real-estate-with-nothing-method-14/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 14:41:30 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=850</guid>
		<description><![CDATA[BORROW THE AGENT&#8217;S REAL ESTATE COMMISSION. Many times when you see a property on the market that requires only a 10% down payment, that percentage has been designed to cover the seller&#8217;s closing costs as well as his real estate agent&#8217;s commission.  Typically, that real estate sales commission runs from 5% to 7% of the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ADVANCED WAYS TO BUY REAL ESTATE WITH NOTHING &#8211; METHOD #13</title>
		<link>http://www.amedinstitute.com/2010/02/04/advanced-ways-to-buy-real-estate-with-nothing-method-13/</link>
		<comments>http://www.amedinstitute.com/2010/02/04/advanced-ways-to-buy-real-estate-with-nothing-method-13/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 13:18:22 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=848</guid>
		<description><![CDATA[USE RAISED RENTS AS SELLER&#8217;S PARTICIPATION REWARD. This is a slight variation on the previous method, in that your bargaining chips are derived from rents which, under your ownership, you can raise as soon as possible.  In essence, you can offer some of this increased revenue to the seller as a fair reward for his [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ADVANCED WAYS TO BUY REAL ESTATE WITH NOTHING &#8211; METHOD # 12</title>
		<link>http://www.amedinstitute.com/2010/01/30/advanced-ways-to-buy-real-estate-with-nothing-method-12/</link>
		<comments>http://www.amedinstitute.com/2010/01/30/advanced-ways-to-buy-real-estate-with-nothing-method-12/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 17:21:25 +0000</pubDate>
		<dc:creator>Eric Martin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.amedinstitute.com/?p=816</guid>
		<description><![CDATA[USE SECURITY DEPOSITS, RENTS, AND TAX CREDITS DUE AT CLOSING. Whenever you close on any property, there are always computations to be figured to assure that, for example, what ever real estate taxes are owed by the seller get paid by the seller and not by you.  On the seller&#8217;s side, of course, these computations [...]]]></description>
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